Indiana has earned a ‘AAA’ credit rating from major credit-rating agency, Fitch Ratings, for the 17th year in a row. The ‘AAA’ credit rating is the highest rating possible, emphasizing the state’s leadership in disciplined fiscal management, economic resilience, and long-term financial stability.
Fitch cited Indiana’s strong fiscal management, low long‑term liabilities, and disciplined budgeting practices as key factors supporting the State’s top rating. The agency also affirmed the ‘AA+’ ratings on the State’s appropriation‑backed debt and school aid intercept program, along with the ‘AA’ rating on Indiana’s counterparty obligation for the Ohio River Bridges/East End Crossing project.
Governor Mike Braun said the rating reflects Indiana’s continued commitment to responsible financial stewardship.
“Indiana has earned this top rating because we manage taxpayer dollars with discipline and transparency,” Gov. Braun said. “This ‘AAA’ rating means lower borrowing costs and greater stability for Hoosier families. It’s proof that conservative fiscal management delivers real results.”
Fitch highlighted Indiana’s robust reserves, strong operating profile, and long track record of prudent budget decisions. The agency noted that Indiana remains well‑positioned to navigate economic cycles, thanks to its effective management of revenues and expenditures.
Indiana Office of Management and Budget Secretary Lisa Hershman said the affirmation underscores the strength of Indiana’s long‑term financial planning.
“Maintaining this top credit rating matters because it keeps borrowing costs low, saves taxpayer dollars, and enhances our ability to invest in priorities like infrastructure, education, and economic development,” Secretary Hershman said. “Fitch’s reaffirmation is a testament to Indiana’s thoughtful financial policies and strategic planning.
Indiana remains one of a select group of states to hold the highest credit ratings from all major rating agencies.
To learn more about Indiana’s credit ratings, visit the Indiana Finance Authority’s Credit Ratings page.
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